Blog Posts

By State Law Trucks need to Have strong Insurance Coverage

By State Law Trucks need to Have strong Insurance Coverage

State law with respect to the financial responsibility for common carriers needs to be changed and it needs to be changed quickly. Simply stated, the minimum limits of insurance protection that is now available to the public is grossly inadequate and far less than federal limits. It is high time that states enact legislation which is at least as effective as federal law in protecting innocent members of the motoring public when it comes to the type of carnage that can be inflicted by a negligent trucking company. More Information about Truck Accident Attorneys click here

In order to operate as a motor carrier, a company must first obtain a certificate of public convenience pursuant to O.C.G.A. § 46-7-3. Under rules adopted by the state Public Service Commission, in order to obtain a certificate of public convenience, a carrier must provide the State with a surety bond of only $100,000.00 for bodily injury or death of one person and $300,000.00 for bodily injury or death of all persons involved in an accident. This standard was issued by the State Public Service Commission (PSC) under its Rule 7-2.1. Alternatively, the PSC stated that a motor carrier could present the PSC with proof of insurance in the same amount and that the proof could be the actual policy itself or a certificate of coverage from the insurance company.truck accident attorneys

The Certificate of Insurance is known as a Form E (Uniform Motor Carrier Bodily Injury and Property Damage Liability Certificate of Insurance). The purpose of this insurance is to protect the innocent members of motoring public who may be damaged by the carrier’s operations. Unfortunately, in a case involving serious injury or death, $100,000.00 is clearly inadequate to address such a situation. Indeed, in any serious case where the injured victim remains in the hospital sometimes for days or weeks, the $100,000.00 minimum limits of insurance coverage is hardly sufficient to even compensate the victim for his or her medical expenses much less lost wages, pain and suffering and/or permanent disability caused by the injury. Unfortunately, the state Legislature which is dominated by a business lobby mentality, does not seem very interested in calling for an amendment to this Rule. “Let them eat cake” seems to be the attitude which we have a hard time understanding. After all, we are talking about innocent victims of Tuck Accidents

Under federal law, the minimum limits of insurance coverage for the protection of the public is $750,000.00. Most responsible trucking companies carry much more by way of liability insurance coverage than the minimum limits because their assets are at risk in a serous case. Many responsible trucking companies carry 5 – 10 million dollars in coverage, and sometimes more. In a serious case where amputations are involved, paralysis, death or other truly severe injuries, such coverage is necessary to compensate the innocent third party victim who may be involved in an accident with a large truck. truck accident attorney
If a driver loses control, is speeding, crosses the centerline or otherwise strikes the innocent third party who has done absolutely nothing wrong, one can be assured that with the size of some of these rigs, the innocent third party will be severely damaged. If the person survives the injury, that person may undergo months, if not years, of pain and suffering not to mention a loss of their lifestyle, their job and the emotional stress attendant to such a situation which literally always affects the entire family. In such circumstances, it is ludicrous for the State to have coverage limits of $100,000.00 to cover a serious injury or death. Indeed, $100,000.00 is the most any single person can collect from such an accident and even if ten people were killed in a van, let’s say, coming back from a church, the most the family members could receive would be a total of $300,000.00 to be divided ten ways from a minimum limits carrier. In short, if a trucking company is irresponsible enough to carry minimum limits, they are still within the law and can operate legally. If they have no assets at risk because they are a “fly by night carrier,” they are not likely to carry more coverage. More information about Truck Accident Law here

Read More
Blog Posts

Motorcycle Accident Lawyers Texas

Motorcycle Accident Lawyers Texas

Nobody wants to be neglected, wronged or injured in any shape or form. If you can have your way, you would rather be free from any kind of physical, psychological or emotional pain. But real life often unfolds with unexpected events. motorcycle accident attorneys

When was your last encounter with injury and who was responsible for it? An injury is identified as harm or damage that is physical or emotional. It is apparent that it’s not just about physical harm. It doesn’t matter who you are or where you’re from because anyone can get injured. More Information on this website

Injuries can happen suddenly and without warning. You may just be walking and minding your own business as you cross a street, then a car sideswipes you from nowhere. After making sure that you are alright, what’s the next rational step to make?

The expert help of a personal injury lawyer is the next thing you should get. Dealing with the legal loops of your own case is not something you can do well without professional help. Getting the help of a personal injury lawyer is vital so you can get the help or compensation you deserve.

When looking for a Motorcycle Accident Attorney, there are three important things you have to keep in mind. One, get the services of a law firm whose main concern is to get you proper compensation. Some firms would handle these types of cases negligently and would often give in on the first proposed settlement without trying to get you bigger compensation.

Two, transactions made by phone are a hassle-free way of dealing with things but you need to make sure that you meet your lawyer in person at least twice. Correspondence via e-mails and calls are certainly very convenient but it can never really be up to the standards of a real handshake. With all the stresses and troubles you have just gone through (or are still going through), you deserve focused and personalized representation from legal advisors who really care.

A focused legal service doesn’t only mean the lawyer will spend time with you to better understand your case. It also implies a specific expertise on the type of legal intervention you require. If it was a car crash you suffered from, then get the services of a personal injury lawyer who specializes in them. personal injury lawyers

Three, get the services of a low-key legal firm. Consider hiring lawyers with very little marketing or promotional fanfare. This means they have low overhead costs and, therefore, will not focus on simply getting a good return of investment.

Some great attorneys get a lot of clients and charge bigger fees without looking into each and every case they take. Their priority is to make a profit to even out their expenses from promotions. Firms who do not market themselves have a lesser number of clients and this gives them the ability to focus on the cases that they have.

You will not go wrong with this type of firm. Do not rush in making a decision. You have been hurt, injured and wronged, and you deserve to have nothing less than the best personal injury attorney.

Read More